what is a good interest rate for a new car for 72 months

what is a good interest rate for a new car for 72 months With that said an interest rate of around 5 for a 72 month auto loan is considered ideal

In the second quarter of 2024 the overall average auto loan interest rate was 6 84 for new cars and 12 01 for used cars Experian also provides average car loan APRs by credit score based on Compare auto loan rates See rates for new and used car loans and find auto loan refinance rates from lenders

what is a good interest rate for a new car for 72 months

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What Is A Good Interest Rate On A Car Loan
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The average auto loan term is about 70 months while the most common is 72 months Consider three big factors before taking out an auto loan Auto Loan Interest Rates Auto loan As of July 2023 the national average for a car loan interest rate is 6 58 for a new vehicle and 11 17 for a used vehicle However any interest rate below 6 is preferable

These car loans allow you to spread out the payment for a car over 72 months resulting in a lower car payment each month than if you chose a shorter loan Because 72 month car loans are common For example the Experian credit bureau recently reported that the most creditworthy borrowers with credit scores of 720 and above paid an average interest rate of 3 65 on a new car loan

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What is a good interest rate for a 72 month car loan A 5 starting interest rate is currently good for a 72 month car loan It s critical that drivers looking for six year If you take out a 35 000 new auto loan for a 72 month term at 4 0 interest then your monthly payment will be 547 58 Although your monthly payments won t change during the term of your loan the amount applied

The average auto loan interest rate in the second quarter of 2024 was 6 84 for new vehicles and 12 01 for used vehicles according to Experian However 72 month auto loan rates on average are 6 86 for new car financing and 12 80 for used vehicles The best 72 month auto loan rates start at 5 64 and the

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what is a good interest rate for a new car for 72 months - Average interest rates for car loans The average APR on a new car loan with a 60 month term was 4 96 in the first quarter of 2021 according to the Federal Reserve But as