what is a good interest rate for a car reddit I heard interest rates for a car loans are slowly going up My credit score isn t the best since I m rebuilding after a BK Equifax score is right around 622 I got an offer for around 7
740 should qualify you for the best rates If you managed to drop the rate half a percent and borrowed 20K you d save 100 per year so not massive We ve rounded up the current average interest rates for new car loans used car loans and refinance car loans
what is a good interest rate for a car reddit
what is a good interest rate for a car reddit
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Getting The Best Interest Rate From The Bank
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What is a good interest rate on a car The best interest rate on a car loan is the lowest one you can get but watch out for fees that will drive up your cost With a lower interest rate There are several factors that affect car loan interest rates including your credit score vehicle type the length of the loan and the amount of money you want to borrow
In the first quarter of 2024 the overall average auto loan interest rate was 6 73 for new cars and 11 91 for used cars Experian also provides average car loan APRs by credit As of 2022 the average interest rate for car loans was 4 07 percent for new cars and 8 62 percent for used cars However these rates are just averages you might get a higher
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Find out how to get the best annual percentage rate APR on your car loan to help you save money when purchasing a vehicle Shopping for a new car can be both stressful What Is a Good Interest Rate for a Car Loan Interest rates vary depending on your credit score The best rates are typically reserved for highly qualified applicants applicants
I am paying 50 for the car in cash and 50 loan The car is 42K I can buy the car cash but I want a auto loan on my credit report We went to a credit union and we got offered Investopedia s auto loan calculator and regularly updated ratings of the best auto loan rates can help you find a good loan with an attractive interest rate Here s what else
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what is a good interest rate for a car reddit - The average auto loan interest rate for new cars in early 2024 was 6 73 percent while used cars had an average rate of 11 91 percent Your credit score plays a significant